The problem with credit cards, I have decided, is tax. The item I ordered from the internet on Monday came today with a massive ten pounds added for tax. Mind you, some of that’s probably postage charge too. Thus £17.45 became £28.45. that’s the last time I’m making that mistake! If it’s going to cost extra they should say so, preferably in big letters. It’s not as if I’m against tax – I am, after all, a nominal leftie – but it just gets you down when you realise how much the things you want really cost.

I need a job. no two ways about it